Global tensions push borrowing costs higher: what the Iran conflict could mean for Spanish mortgage rates
Global financial markets are beginning to react to the escalating conflict in the Middle East, and the effects are already being felt in the cost of borrowing. In the UK, several major lenders including Nationwide, HSBC and Coventry Building Society have started increasing mortgage rates by up to 0.25%. The move follows a sharp rise […]
The Ultimate Guide to Expat Living in Barcelona: Culture, Lifestyle and Opportunities
Barcelona is a hot spot for expats, and it’s easy to see why. As of early 2025, over 26% of the city’s population are foreign nationals, representing 182 nationalities. The largest groups include Italians, Colombians, Pakistanis and Chinese residents, alongside a significant number of EU nationals and North Americans. If you’re planning to join the […]
Andalucia for expats: your complete guide to life in Spain’s southern region
With a population of over 8.6 million as of early 2025, Andalucia is home to approximately 680,000 foreigners, according to the Spanish National Institute for Statistics. Amongst them, approximately 74,000 British expats in Málaga province alone have chosen this vibrant region as their home, making the UK community one of the largest foreign groups in […]
Living in Alicante: the expat guide to sunny days and seaside living
Situated on Spain’s sunny eastern coast, Alicante is not only a dream destination for its over 320 sunny days a year but also ranks as 3rd globally in the 2025 Expat Insider survey, making it a top choice for expats seeking a blend of relaxation and cultural vibrancy. With three Spanish cities claiming the top […]
Expat life in Madrid: everything you need to know about living in Spain’s capital
If you’re considering relocating to Madrid, you’re not alone. The latest Expat Insider 2025 report from InterNations, based on the views of more than 12,000 expats, confirms Spain’s enduring appeal. Three Spanish cities—Valencia, Málaga and Alicante—have claimed the top three positions worldwide for expat living, whilst Madrid also secured a top-ten place. Countrywide, Spain ranks […]
The most commonly asked questions about business tax in Spain
Business tax in Spain has a reputation for being complicated, inflexible and easy to get wrong. In practice, the rules themselves are relatively stable and well defined. What tends to cause problems is not complexity, but timing. Most business tax issues arise because people begin trading before stopping to ask how Spain will classify what […]
The most commonly asked questions about personal tax in Spain
Personal tax in Spain has a reputation for being complicated, unforgiving and easy to get wrong. In reality, the rules themselves are not especially unusual. What is unusual is how often people rely on assumptions, informal advice or timing that works against them. Most personal tax problems do not arise because someone tried to do […]
The most commonly asked questions about getting a mortgage in Spain
Buying property in Spain is rarely just a property decision. It is a financial one, a tax one, and often a lifestyle one too. And yet most people start the process with assumptions shaped by how mortgages work in their home country, advice picked up along the way, or what an estate agent has told […]
Mortgage and property buying 2026 outlook report for Spain
Deciding whether 2026 is a good time to buy property in Spain is less about trying to “time” the market and more about understanding how current conditions fit your goals, finances, and time horizon. Spain’s housing market moves slowly. It is shaped by long-term forces like household formation, housing supply, lending rules, wages, planning policy, […]
Ibiza Real Estate Market Outlook 2026
What buyers and mortgage lenders need to know Ibiza’s property market enters 2026 as one of Spain’s most exclusive and tightly constrained real estate environments. Limited supply, strict planning controls, and sustained international demand continue to shape pricing, transaction volumes, and how Spanish banks approach lending on the island. For buyers considering a mortgage in […]