Spanish Mortgage, Tax and Accounting Glossary

This glossary explains the most common Spanish mortgage, tax and accounting terms used when buying property, living in Spain, or managing financial obligations as a resident or non-resident.

Spanish financial terminology can be complex, particularly for international buyers and expats. Our glossary provides clear, practical explanations written in plain English, with links to more detailed guides where relevant.

Use the sections below to explore definitions related to Spanish mortgages or Spanish tax and accounting.

Mortgage glossary

Our Spanish mortgage glossary covers key terms used by banks, lenders, and notaries when applying for a mortgage in Spain. This includes how affordability is assessed, how properties are valued, and how different mortgage products work for residents and non-residents.

You’ll find explanations of common concepts such as loan-to-value, fixed and variable rates, Euribor, valuations, and legal terms that frequently appear during the mortgage process.