Free buyer pre-screening service for real estate agents.
Fewer dreamers. Better buyers. Faster deals.
Free buyer pre-screening.
Why deals fall apart before the offer
If you work with buyers in Spain, you already know the pattern.
Strong interest.
Plenty of questions.
Viewings booked.
Then, somewhere between the second property and the first offer, reality catches up.
The budget doesn’t stretch.
The mortgage isn’t viable under Spanish lending rules.
Tax or residency assumptions were wrong.
Income documentation isn’t lender-ready.
The deal slows, or quietly disappears.
Baleario exists to prevent that, early and calmly.
Contact us today
What we do for real estate agents
We help real estate agents pre-qualify buyers before viewings, so time, expectations and momentum are aligned from the outset.
This applies to:
- Spanish residents
- Non-residents
- Buyers with mixed or cross-border income
- Employed and self-employed buyers
Not with sales pressure.
Not with heavy reports.
But with clear, early sense-checks that answer the questions that really matter.
Can they buy in Spain, not just in theory?
Is their budget realistic once local costs are factored in?
Are there tax, residency or income issues that could delay or derail things later?
Buyer pre-screening, before viewings
Our pre-screen service gives clarity before emotions, flights and weekends get involved.
It includes:
- Indicative Spanish mortgage viability
- Budget and deposit sense-check, including purchase costs
- Resident vs non-resident implications
- A high-level review of income structure and stability
Each buyer receives a simple outcome:
- Green: ready to proceed
- Amber: viable, but preparation required
- Red: not currently ready
This allows you to prioritise viewings, manage expectations and protect your pipeline.
Income and documentation readiness
Many purchases stall not because a buyer cannot afford the property, but because their income documentation is not aligned with Spanish lender requirements.
As part of the pre-screen, we sense-check whether:
- Income is consistent with declared earnings
- There are gaps between earnings and filed tax returns
- Returns are out of date or incomplete
- Self-employed income or multiple income sources need clarification
Where issues exist, we flag them early and explain what needs to be addressed before progressing.
This avoids situations where a buyer appears viable at first, only to be delayed later by documentation requests.
Tax and residency sense-checks (early, not late)
Many problems that surface late in a transaction are visible much earlier with the right questions.
We flag potential issues around:
- Resident vs non-resident tax exposure
- Purchase taxes and ownership structure
- Rental assumptions that may not hold up
- Ongoing costs that buyers often underestimate
This is not full tax advice at this stage.
It is about identifying risk early, so it can be handled calmly and properly.
Why agents work with Baleario
Agents who use Baleario typically see:
- Fewer wasted viewings
- More realistic buyers
- Faster progression to offer
- Fewer late-stage surprises
- Stronger completion rates
Just as importantly, it gives you a clear and professional process to explain to buyers:
“Before we arrange viewings, we ask buyers to complete a short financial sense-check. It helps avoid wasted time for everyone.”
No selling.
No pressure.
Just good hygiene.
How it works in practice
- You share a Baleario pre-screen link with your buyer
- We handle the initial sense-check directly
- You receive a simple readiness outcome
- Buyers who aren’t ready get clear next steps
- Buyers who are ready move forward with confidence
You stay focused on property.
We handle the financial reality.
Designed for buyers in Spain
We regularly work with:
- Spanish residents
- Non-resident buyers
- EU and UK nationals
- Buyers with international or mixed income
- Employed and self-employed buyers
Which means we understand the nuance, not just the headline numbers.
Support beyond the offer
When a buyer proceeds, we can continue supporting them with:
- Spanish mortgage structuring
- Ongoing tax compliance
- Accounting where required
That continuity reduces friction for you and reassures buyers that they are properly supported beyond completion.
Work with Baleario
If you’d like to understand how the pre-screen process works, or discuss how to integrate it into your buyer journey, we’re happy to talk.
No obligation.
No hard sell.
Just a sensible conversation about improving outcomes.
