Accounting services for expats in Costa del Sol
Tax advisors and English-speaking accountants for expats, property owners, autónomos, and businesses across the Costa del Sol.
Accountancy support in Costa del Sol for individuals and businesses
The Costa del Sol — including Marbella, Estepona, Fuengirola, Mijas, Benalmádena, Torremolinos and Málaga province — is home to one of Spain’s largest international communities. Thousands of British, European and international residents live and invest here.
While the lifestyle is attractive, Spanish tax and accounting obligations remain complex.
Common issues we see in Costa del Sol include:
- Split UK/Spain tax residency
- Rental income from holiday lets
- Wealth tax exposure following property purchases
- Autónomo registration without understanding quarterly filings
- Company structures spanning multiple countries
- Late non-resident tax filings (Modelo 210)
Baleario provides professional accounting and tax services in Costa del Sol for residents, non-residents, freelancers, property owners and SL companies. We manage compliance with the Spanish Tax Agency (AEAT) and ensure you understand your obligations in clear English and Spanish.
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Client testimonials
Tax rules in Andalusia: what Costa del Sol expats should know
Costa del Sol is part of Andalusia, and certain taxes are influenced by regional legislation.
Regional considerations include:
- Inheritance and gift tax reductions for close family
- Wealth tax allowances and regional reliefs
- Property transfer tax (ITP) on resale property
- Stamp duty (AJD) variations
- Regional deductions within IRPF
Although income tax and corporate tax are national, autonomous communities such as Andalusia can adjust thresholds and reliefs. This matters when buying property in Marbella, planning succession in Estepona, or assessing wealth tax exposure after relocating.
We ensure your tax planning reflects both national and Andalusian rules.
Private tax and accounting services in Costa del Sol
If you are tax resident in Spain, you are generally taxed on worldwide income. If you are non-resident, Spanish-source income still triggers reporting obligations.
Our private tax services include:
- Spanish income tax returns (IRPF)
- Wealth tax filings and planning
- Inheritance and succession tax advice
- Non-resident income tax (Modelo 210)
- Foreign asset reporting (Modelo 720)
- Ongoing compliance with the AEAT
We focus on clarity, accuracy, and forward planning — not just filing forms.
Autónomo accounting services in Costa del Sol
The Costa del Sol has a strong freelance and service-based economy, particularly in:
- Property management
- Hospitality
- Construction
- Consultancy
- Online businesses
- Remote professional services
Autónomos must manage:
- Quarterly VAT filings
- Quarterly income tax payments
- Monthly social security contributions
- Annual summaries
- Bookkeeping compliance
Our autónomo accounting services include:
- Autónomo registration
- Quarterly and annual tax submissions
- Bookkeeping and invoice management
- Social security compliance
- Tax optimisation and planning
We explain what you owe, when it is due, and how to avoid penalties.
SL company accounting services in Costa del Sol
Many expats operate businesses in Marbella, Málaga, and surrounding towns through a Sociedad Limitada (SL).
Running an SL requires:
- Monthly or quarterly accounting
- Payroll and social security management
- Corporate tax filings
- Annual accounts submission
- Ongoing compliance with Spanish corporate law
Our SL accounting services cover:
- Bookkeeping and reporting
- Corporate tax compliance
- Payroll administration
- Annual accounts preparation
- Director obligations guidance
We act as your long-term accounting partner so you can focus on running your business.
Typical tax deadlines we manage in Costa del Sol
Spanish tax penalties apply even where no tax is due.
Key deadlines include:
Personal income tax (IRPF)
Filed annually between April and June.
Autónomo quarterly taxes
Due January 20, April 20, July 20, October 20.
Non-resident income tax (Modelo 210)
Quarterly for rental income, annually for non-rented property.
Wealth tax
Filed alongside income tax where applicable.
Corporate tax (SL)
Filed within 25 days of six months after the financial year-end.
We monitor all deadlines and submit filings on your behalf.
Why choose Baleario as your accountants in Costa del Sol
Clear bilingual communication
All services delivered in English and Spanish.
Practical tax expertise
We focus on real-world compliance, not theoretical advice.
Local and national knowledge
Experience with Costa del Sol property investors, retirees, freelancers and business owners.
Proactive compliance management
We manage filings and remind you before deadlines.
Transparent pricing
Private tax services from €20 per month
Autónomo accounting from €80 per month
SL accounting from €150 per month
Final pricing depends on complexity.
Business and registration support in Costa del Sol
We also assist with:
- NIE applications
- Autónomo registration
- SL company formation
- Ongoing compliance setup
Whether relocating to Marbella or launching a business in Málaga, we ensure your foundations are correct.
Baleario insight: tax patterns we see on the Costa del Sol
“In Costa del Sol, we frequently see clients assume that property ownership alone is simple. In reality, rental income, wealth tax exposure, and non-resident reporting often create issues.
The most common problems involve missed Modelo 210 filings, unclear tax residency, and delayed wealth tax declarations following property purchases.
Those who establish proper accounting systems early avoid significant stress later.”
Chad Harwood-Jones, Founder, Baleario
Professional accreditation and official collaboration
AECE accredited membership
Our accountants are members of the Spanish Association for Accountants and Tax Consultants (AECE).
Agencia Tributaria collaboration
We work directly with Spain’s national tax authority systems to ensure accurate filings and current compliance.
Accounting services in Costa del Sol FAQs
Do I need to file Spanish tax if I live part-time in Costa del Sol?
If you exceed 183 days in Spain or Spain becomes your centre of economic interest, you are likely tax resident. Non-residents must still declare Spanish-source income.
I own a property in Marbella but do not rent it. Do I still need to file tax?
Yes. Non-resident property owners typically file annual Modelo 210 based on imputed income.
What tax applies if I rent out property in Costa del Sol?
Rental income must be declared quarterly. EU residents are generally taxed at 19% on net rental income. Filing requirements depend on residency status.
Does Andalusian regional law affect inheritance tax?
Yes. Andalusia provides significant reductions for close family members, but planning is essential.
Do you work across the entire Costa del Sol?
Yes. We support clients in Marbella, Estepona, Fuengirola, Mijas, Benalmádena, Torremolinos, Málaga and surrounding areas.
Speak to an English-speaking accountant in Costa del Sol
Get clear advice on your taxes, compliance, and reporting obligations in Spain.
Book a consultation and take control of your finances in Costa del Sol.
