Legal Notice (Aviso Legal)
Last Updated: 1 January 2026
In compliance with Law 34/2002 of 11 July on Information Society Services and Electronic Commerce (LSSI-CE), the following information is provided:
1. Website Owner Identification
Website Owner:
Chad Harwood-Jones
Trading Name:
Baleario
Legal Status:
Autónomo (Self-Employed Professional)
NIE:
Y4531092Z
Registered Address:
Margalida Caimari 24
07005 Palma
Balearic Islands
Spain
Contact Email:
hola@baleario.com
Telephone:
+34 871 510 055
2. Purpose of the Website
This website provides information regarding accounting, tax advisory, cross-border financial consulting, non-resident services, and mortgage introduction services offered under the Baleario brand.
The content is provided for general informational purposes only.
3. Mortgage Introduction Services
Mortgage-related services referenced on this website are provided on an introducer basis.
Regulated mortgage broking and credit intermediation services are fulfilled by:
Russell Clements
Registered with the Bank of Spain
Registration Number: D675
4. Conditions of Use
Access to and use of this website confers the status of user and implies full acceptance of the conditions set out in this Legal Notice.
Users agree to make appropriate use of the website and its content and not to engage in activities that are unlawful, illegal, or contrary to good faith or public order.
5. Intellectual Property
All website content, including text, images, logos, branding, and design elements, is the property of Baleario or used with appropriate authorization.
Reproduction, distribution, or modification without prior written consent is prohibited.
6. Liability
Baleario shall not be liable for:
- Errors or omissions in website content
- Technical interruptions or website downtime
- Third-party links or external content
- Decisions made based on information provided on the website
The user accesses and uses the website at their own risk.
7. Data Protection
Personal data collected through this website is processed in accordance with applicable data protection laws and our Privacy Policy.
8. Applicable Law and Jurisdiction
This Legal Notice is governed by Spanish law.
Any disputes shall be subject to the jurisdiction of the courts of Palma de Mallorca, Spain.