Get to know Baleario

Your Satisfaction is our Mission

Baleario works with international residents and property owners in Spain, providing accounting, tax and mortgage brokerage services. Based in Mallorca, we support expats who want clear advice and dependable support when managing their finances and property in Spain.

Living abroad brings plenty of practical and financial decisions. Our role is to help clients understand what applies to their situation, what their options are, and who is best placed to help. We focus on clarity, accuracy and doing things properly from the start.

We take time during onboarding to understand each client’s circumstances before introducing them to the most relevant qualified specialists within our team. This ensures advice is appropriate, compliant and based on real experience of working with international clients in Spain.

Our approach

We believe good advice starts with listening. Our team works closely with clients to understand their goals, timeframes and concerns before any recommendations are made.

Baleario combines local knowledge with a practical, relationship-led way of working. Our multilingual specialists stay up to date with Spanish regulations and requirements, and we apply that knowledge to real situations rather than generic answers.

We value long-term relationships and aim to make complex matters easier to understand and manage.

Our Values

Integrity

We are clear about what we do and how we work. Advice is given honestly, with transparency around scope, fees and next steps.

Expertise

Clients are supported by qualified professionals with decades of combined experience across accounting, tax and mortgage brokerage in Spain.

Collaboration

We work closely with our clients and within our specialist network to ensure matters are handled correctly and efficiently.

Founder

Chad Harwood-Jones is the founder of Baleario. Based in Mallorca, he oversees marketing, business development and client onboarding. He works closely with clients to understand their needs before connecting them with the most appropriate qualified experts within the team.

Having relocated to Spain himself, Chad understands the practical and financial challenges faced by expats managing property and long-term plans abroad. Baleario was created to provide clear, reliable support for people who want things explained properly and handled with care.