Accounting & tax services in Spain
English-speaking support, online or over the phone, helping individuals, autónomos and businesses stay on top of their finances.
Proud to be Odoo partners.
Accounting & tax experts in Spain
Managing your finances in Spain can feel overwhelming, especially if you are new to the country or juggling obligations across borders. Whether you are buying property, setting up as self-employed, or running a business, the Spanish tax and accounting system has its own rules and quirks.
At Baleario, we make this easier. We specialise in helping residents and non-residents with accounting and tax services, providing clear advice, English-speaking support, and practical solutions that save you time, money, and stress.
With over 20 years of experience and more than 380 clients supported, we combine trusted expertise with modern tools such as Holded and Xero to keep you compliant and in control. As accredited members of AECE and official collaborators with Agencia Tributaria, you can be confident your finances are handled with care and precision.
Why choose Baleario?
Certified expertise
We are Xero-certified partners, giving you access to one of the world’s leading online accounting platforms. Your accounts are always up to date and accessible wherever you are.
Recognised credentials
Our accountants hold accreditation with AECE, the Spanish Association for Accountants and Tax Consultation, and collaborate directly with Agencia Tributaria. This ensures you receive accurate, compliant advice every time.
Focused on expats and non-residents
From dual taxation treaties to Modelo 720 declarations, we understand the unique challenges faced by international clients in Spain.
Transparent and accessible
We provide clear pricing with no hidden fees, and our English-speaking team is available online, over the phone, or in person at our Palma office.
A partner you can trust
Our consultative approach means we don’t just process numbers — we explain what they mean, help you plan ahead, and give you peace of mind.
How we help our clients
Services for individuals (expats & non-residents)
Living in Spain as an expat or non-resident comes with specific financial obligations. Filing taxes incorrectly, missing deadlines, or overlooking wealth and inheritance rules can result in unnecessary penalties. We take that burden off your shoulders.
Our services for individuals include:
- Preparing and filing annual income tax returns (IRPF for residents, Non-Resident Income Tax for others)
- Advising on wealth tax and inheritance planning
- Handling non-resident obligations such as Modelo 720 foreign asset declarations
- Providing guidance on double taxation agreements, ensuring you do not pay tax twice on the same income
- Offering cross-border tax planning for income, pensions, and investments
With Baleario, you can be confident that your Spanish tax affairs are fully compliant while also being optimised for efficiency.
Services for freelancers (Autónomos)
Becoming self-employed in Spain is rewarding, but the paperwork is often daunting. Registration, quarterly filings, and ongoing compliance can eat into the time you should be spending building your business.
We help freelancers and independent professionals by:
- Registering you as Autónomo quickly and correctly
- Managing bookkeeping and expense tracking
- Preparing and filing quarterly VAT and income tax returns
- Ensuring contributions to social security are accurate and on time
- Advising on allowable deductions to minimise liabilities
Our aim is to take away the hassle so you can focus on what you do best.
Services for businesses (SL companies)
Running a Sociedad Limitada (SL) is similar to managing a limited company in the UK or US, but with extra administrative requirements. Monthly tax filings, annual reports, and employee obligations all need careful management.
We support SL companies by:
- Setting up new SL entities and ensuring compliance from day one
- Managing monthly filings for VAT, corporate tax, and social security
- Preparing annual accounts and reports
- Supporting payroll, employee contracts, and benefits
- Providing audit preparation and advisory services
With Baleario, you gain a long-term partner who helps your business remain compliant, efficient, and ready to grow.
A message from our founder
“Spanish tax and accounting isn’t difficult because the rules are impossible to understand. It’s difficult because people are rarely given the full picture.
Most of the problems we see across Spain don’t come from aggressive tax planning or complex structures. They come from small misunderstandings that compound over time. Residency assumed too late. Income reported inconsistently. Filings treated as one-off tasks instead of part of a wider financial picture.
Baleario was built to fix that.
We work with expats, business owners, freelancers, and internationally mobile clients across Spain who want clarity, not just compliance. Our role isn’t simply to file returns or submit forms. It’s to help you understand how Spanish tax actually applies to your life or business, and to make sure decisions are made early, correctly, and with context.
Spain has a solid tax framework when it’s approached properly. Problems arise when people rely on fragmented advice, generic online guidance, or accountants who focus only on the next filing deadline.
Our approach is different. We look at residency, income structure, assets, and long-term plans together. We explain things in plain English and Spanish. And we take responsibility for the work we file, because getting it right matters.
Whether you live in Spain full-time, split your time between countries, or operate a business here, our aim is simple: fewer surprises, fewer mistakes, and a tax position you can actually trust.”
Chad Harwood-Jones, Founder, Baleario
Accounting services across sectors
Every sector faces its own challenges. That’s why we provide dedicated support tailored to different industries where expats and non-residents often operate. Explore our specialist services:
Accountants for Retailers
Each page outlines the specific accounting and tax considerations for your sector, along with practical advice on staying compliant and reducing your liabilities.
How we help you stay compliant & save money
Our work goes beyond meeting legal obligations. We help you plan, optimise, and structure your finances so you benefit in the long term.
Compliance with Spanish law
We ensure your filings meet national, regional, and municipal requirements, protecting you from costly mistakes.
Tax planning and optimisation
By identifying eligible deductions, allowances, and reliefs, we help you reduce unnecessary tax burdens.
Cross-border structuring
For clients with income or assets abroad, we design strategies to avoid double taxation and maximise treaty benefits.
Asset and wealth management
We provide advice on inheritance tax, wealth tax, and long-term planning so your assets are structured effectively.
Clarity and confidence
Instead of leaving you in the dark, we explain your options clearly so you can make informed decisions.
What our clients say
Let’s make Spanish accounting and tax simple
Whether you are an expat, a non-resident, or a business owner, Baleario is here to make your life easier. From private tax returns to corporate accounting, we provide expert guidance, clear communication, and reliable support you can count on.
FAQs about accounting & tax in Spain
Do expats have to pay taxes in Spain?
Yes, if you are a tax resident in Spain (generally meaning you spend more than 183 days a year here), you must declare your worldwide income. Non-residents only pay Spanish tax on Spanish-sourced income, such as rental income or property sales. Our team helps you work out your residency status and ensures you stay compliant.
What is the Modelo 720 declaration?
Modelo 720 is a mandatory declaration for Spanish tax residents with assets abroad worth more than €50,000. This includes property, bank accounts, investments, and insurance policies. We help expats and non-residents prepare and file this correctly to avoid heavy penalties.
How does double taxation work between Spain and other countries?
Spain has treaties with many countries, including the UK and the US, to avoid paying tax twice on the same income. We advise clients on how to apply these treaties so you minimise your liabilities and stay fully compliant.
What taxes do autónomos (freelancers) pay in Spain?
Autónomos pay quarterly income tax and VAT returns, as well as monthly social security contributions. Many also face annual tax filings. We take care of bookkeeping, filings, and expense deductions so freelancers can focus on running their business.
What are the accounting requirements for an SL company in Spain?
A Sociedad Limitada (SL) must file monthly or quarterly VAT and corporate tax returns, prepare annual accounts, and stay on top of payroll and social security. Our English-speaking accountants handle these requirements, ensuring your SL stays compliant and avoids fines.
What is Spain’s wealth tax and who has to pay it?
Spain levies a wealth tax on residents and non-residents with assets in Spain above certain thresholds. The rules vary by region — in the Balearics, exemptions and rates apply differently than in Madrid or Andalusia. We provide tailored advice to optimise your tax position.
Can non-residents deduct expenses from Spanish rental income?
Yes, but only if you live in another EU/EEA country. Non-residents from outside the EU usually pay a flat tax on gross rental income without deductions. We guide you on how to declare rental income properly and take advantage of allowable deductions where possible.
How can expats reduce their tax bill in Spain?
Tax efficiency often comes down to timing, structuring, and using available reliefs. We help with everything from pension planning and cross-border structuring to inheritance and wealth tax optimisation. Every case is different, so personalised advice makes a big difference.
Do I need an accountant in Spain if I already have one abroad?
Yes — even if you use an accountant in your home country, you’ll need a Spanish accountant to deal with local filings, tax deadlines, and communication with Agencia Tributaria. We often coordinate with overseas accountants to make sure both sides are aligned.
How does Baleario support expats and non-residents with accounting and tax?
We provide English-speaking support online or over the phone. From private tax returns and autónomo registration to SL compliance and cross-border tax planning, we make Spain’s financial system easier to navigate.
Contact us we will get back to you within 24 hours!
- +34 871 51 00 55
- hola@baleario.com
- Margalida Caimari 24, 07005 Palma, Balearic Islands, Spain
You're in safe hands
AECE: Accredited membership
Our accountants are recognised affiliates of the Spanish Association for Accountants and Tax Consultation (AECE), which certifies their expertise and credentials to offer professional accounting services in Spain. Each of our accounting professionals holds personal AECE certification and partakes in ongoing education to ensure you receive the proper guidance and advice.
Agencia Tributaria: official collaboration
Our accountants work with Agencia Tributaria, Spain’s national tax institution. This alliance guarantees our clients receive precise, dependable, current insights, ensuring they avoid any possible complications with tax regulators. Our accountant’s association with Agencia Tributaria enables them to swiftly and effectively address any inquiries or challenges our clients might face.
